Investment Products

Investment products for practically any need

Are your clients are looking to grow their wealth? Mitigate the effects of market volatility? Meet their cash flow needs? Maybe all of the above? Don’t sweat it. You’ll have access to the right investment products. Fixed income, mutual funds, equities … you name it. You’ll have more flexible, cost-effective, and high-quality investment choices than you can shake a stick at. And if that makes you feel overwhelmed, our experienced consultants are at the ready to help you.

Mutual Funds¹

Give your clients access to:
•	13,000+ available, including institutional-only funds from leading portfolio managers
•	Open- and closed-end funds
•	Wide variety of share class options
•	Funds covering all major asset classes

Equities

Access major markets to find the right investments for your clients' portfolios:
•	Corporate stock
•	Preferred stock
•	Wide variety of share class options
•	IPOs

Fixed income securities²

Dedicated fixed income specialists can help you take full advantage of opportunities for your clients. Products include:
•	U.S. T-bills, notes, and bonds
•	Municipal bonds
•	U.S. agency bonds and discount notes
•	Corporate bonds
•	Mortgage-backed securities
•	Unit Investment Trusts (UITs)
•	CDs
•	Foreign bonds
•	Structured products
•	New issues

Cash management

Managing cash is an important part of your clients’ wealth management. You can offer them access to:
•	FDIC insured deposit accounts (IDAs)
•	Margin lending
•	ACH on demand
•	Automatic transfer scheduling
•	Automated periodic payments
•	ATM fee rebates
•	Debit card for end clients

ETFs³

Use the ETF Market Center to quickly research and access over 2,300 commission free ETFs.

Options⁴

Qualified clients can take advantage of the options market plus get customized education from the Strategy Desk.

Education planning

Help your clients plan for higher education costs with:
•	TD Ameritrade 529 College Savings Plan
•	Coverdell education savings account (ESA)
•	Uniform Gifts to Minors Act (UGMA)/Uniform Transfers to Minors Act (UTMA)
•	Custodial accounts

¹Carefully consider the investment objectives, risks, charges and expenses before investing. A prospectus, obtained by calling 800-400-6288, contains this and other important information about an investment company. Read carefully before investing.

Mutual funds are subject to market, exchange rate, political, credit, interest rate and prepayment risks, which vary depending on the type of mutual fund. Fund purchases may be subject to investment minimums, eligibility, and other restrictions, as well as charges and expenses. Certain money market funds may impose liquidity fees and redemption gates in certain circumstances

² Investments in fixed income products are subject to liquidity (or market) risk, interest rate risk (bonds ordinarily decline in price when interest rates rise and rise in price when interest rates fall), financial (or credit) risk, inflation (or purchasing power) risk and special tax liabilities. May be worth less than the original cost upon redemption.

Interest income and capital gains on municipal securities may be subject to the Alternative Minimum Tax.

Non-Deposit Investment Products: NOT FDIC INSURED-NO BANK GUARANTEE-MAY LOSE VALUE.

³ ETFs are subject to risk similar to those of their underlying securities, including, but not limited to, market, investment, sector, or industry risks, and those regarding short-selling and margin account maintenance. Some ETFs may involve international risk, currency risk, commodity risk, leverage risk, credit risk, and interest rate risk. Performance may be affected by risks associated with nondiversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, small-capitalization securities, and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Information provided by TD Ameritrade, including without limitation that related to the ETF Market Center and commission-free ETFs, is for general educational and informational purposes only and should not be considered a recommendation or investment advice.

Particular commission-free ETFs may not be appropriate investments for all investors, and there may be other ETFs or investment options available at TD Ameritrade that are more suitable.

ETFs purchased commission-free that are available on the TD Ameritrade ETF Market Center are available generally without commissions when placed online in a TD Ameritrade account. Other fees may apply for trade orders placed through a broker or by automated phone.

TD Ameritrade receives remuneration from ETFs that participate in the commission-free ETF program for shareholder, administrative and/or other services.

No Margin for 30 Days. Certain ETFs purchased commission free that are available on the TD Ameritrade ETF Market Center will not be immediately marginable at TD Ameritrade through the first 30 days from settlement. For the purposes of calculation the day of settlement is considered Day 1.

Neither Morningstar Investment Management nor Morningstar, Inc. is affiliated with TD Ameritrade and its affiliates. Morningstar, the Morningstar logo, Morningstar.com, and Morningstar Tools are either trademarks or service marks of Morningstar, Inc.

⁴ Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. Options trading subject to TD Ameritrade review and approval. Please read Characteristics and Risks of Standardized Options before investing in options.