Provide your clients with choices of plans that are designed to provide security and tax benefits as they prepare for the cost of higher education through our education planning solutions.
The TD Ameritrade 529 College Savings Plan features a diversified investment menu, and use of mutual funds and exchange-traded funds (ETFs) from some of the best-known fund families in the industry.
Money in your clients' accounts grows tax-deferred, and all qualified withdrawals for higher education expenses remain federal and state tax-free.*
" Over the 30 years from 1985 to 2015….the average published price at public two-year colleges rose by 150%...and the increase for in-state students at public four-year institutions was 225%. "
The College Board, Annual Survey of Colleges; NCES,IPEDS
Help your clients plan for college expenses and take advantage of potential tax benefits through other education planning tools:
The TD Ameritrade 529 College Savings Plan ("the Plan") is sponsored by the State of Nebraska and administered by the Nebraska State Treasurer. The plan offers a series of investment portfolios within the Nebraska Educational Savings Plan Trust ("the Trust"), which offers other investment portfolios not affiliated with the Plan. Nebraska Educational Savings Plan Trust serves as Issuer. The Plan is intended to operate as a qualified tuition program to be used only to save for qualified higher education expenses, pursuant to Section 529 of the U.S. Internal Revenue Code.
An investor should consider the Plan's Investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement at collegesavings.tdameritrade.com, which contains more information, should be read carefully before investing.
Investors should consider whether their or their beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program and should consult their tax advisor, attorney and/or other advisor regarding their specific legal, investment or tax situation.
* The earnings portion (if any) of a Non-Qualified Withdrawal will be treated as ordinary income to the recipient and may also be subject to an additional 10% federal tax.
Diversification does not eliminate the risk of experiencing investment losses.