Comprehensive cash management solutions

Managing cash is an important part of a client's wealth management strategy. Strengthen your client relationships by providing them with comprehensive and streamlined cash management solutions.

We provide:

  • FDIC Insured Deposit Accounts (IDA)
  • Margin lending
  • ACH on demand
  • Automatic transfer scheduling
  • Automated periodic payments
  • ATM fee rebates
  • Debit card for end clients

Enhanced FDIC coverage

Cash in a TD Ameritrade FDIC Insured Deposit Account is held at one or more banks ("Program Banks"). Two of the Program Banks are TD Bank, N.A. and TD Bank USA, N.A., both affiliates of TD Ameritrade. Funds held by each Program Bank are eligible for FDIC insurance coverage of up to $250,000 per depositor in each recognized legal capacity. By utilizing multiple banks, the IDA is structured to provide a maximum FDIC insurance of up to $500,000 per depositor in each recognized legal capacity (e.g., up to $500,000 for individual accounts and $1,000,000 for joint accounts). Please monitor your entire deposit to ensure it does not exceed the coverage limit. To learn more about FDIC coverage go to